We Do Loans
Pawn & Loan Store
Pawn & Loan Services
Valley Exchanges provides cash loans for items of value, such as jewelry, luxury watches, gold or silver bullion, coins, some electronics and other collectibles. It’s a simple and easy process. Just bring in the item and let us know you would like to pawn it. We’ll evaluate the item and give you our maximum loan amount.
Everyone needs cash sometimes. An unforeseen utility bill, your car needs repair, an appliance breaks or an unplanned trip to the emergency room. Whatever your reasons we can provide instant cash at legal California regulated rates, No loan sharks here!!!
What is Pawn?
How long do I have to pay back the loan?
What do I need to be eligible for a loan?
Will you run a credit check and if I don’t repay the loan will it have an effect on my credit?
No and no. We will not run a credit check. Valley Exchanges offers non-recourse collateralized loans. If you decide not to repay the loan, you simply forfeit your collateralized item and there is no reporting to any credit bureau.
How do I reclaim my items?
Valley Exchanges will issue you a pawn receipt. Simply return your receipt, repay the loan and any fees and you receive the item back. That simple!
Is Valley Exchanges a licensed pawnbroker?
Valley Exchanges is fully licensed by the State of California and local authorities and subject to federal laws. We are also bonded and insured.
For All Your Cash & Loan Needs Call Valley Exchanges Today!